Timing Your Retirement This short video illustrates the importance of understanding sequence of returns risk. Related Content Can I Refinance My Mortgage? This calculator can help determine whether it makes sense to refinance your mortgage. Gap Insurance for Leased Cars If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance. Fixed or Variable Mortgage, Which Should You Pick? When selecting a mortgage, one of the most critical choices is between a fixed or variable interest-rate mortgage.